Statute Browser

PROPERTY : Chapter 10B

• 1 : Definitions
• 2 : Prepayment of mortgage loan without penalty
• 3 : Additional payments
• 4 : Invalidity of mortgage provisions
• 5 : Violation; return of fees plus interest
• 6 : Failure to deliver cancellation or discharge; forfeiture of fee
• 7 : Failure to accept additional payments; forfeiture of interest
• 8 : Increase in interest rate; limitation
• 9 : Application of act
• 10 : Interest rate; points
• 11 : Points; liability for receiving
• 11.1 : Discount points deemed interest on loan
• 12 : Graduated payment mortgage defined
• 13 : Authorization to make
• 14 : Use for dwelling units; limits on interest
• 15 : Option to convert to conventional level payment mortgage
• 16 : Short title
• 17 : Definitions
• 18 : Reverse annuity and reverse direct payment mortgages; authorization to make; conditions
• 19 : Option of mortgagor to enter into subsequent mortgage with same mortgagee
• 20 : Exemption of income from New Jersey Gross Income Tax Act
• 21 : Regulations
• 22 : Short title.
• 23 : Findings, declarations relative to abusive lending practices.
• 24 : Definitions relative to abusive lending practices.
• 25 : Creditors, prohibited practices relative to home loans.
• 26 : High-cost home loans, limitations, prohibited practices.
• 27 : Affirmative claims, defenses by borrower.
• 28 : Enforcement by department.
• 29 : Violations, remedies, liability.
• 30 : Rights, remedies, prohibitions declared additional, cumulative.
• 31 : Law of state of location of property applicable.
• 32 : Program of consumer counseling, awareness.
• 33 : Liability of mortgage broker.
• 34 : Preemption of local rules, regulations.
• 35 : Regulations.
• 36 : Short title.
• 37 : Findings, declarations relative to certain residential mortgages.
• 38 : Definitions relative to certain residential mortgages.
• 39 : Written notices from creditor to eligible borrower.
• 40 : Period of extension; certification.
• 41 : Notice sent to eligible foreclosed borrower.
• 42 : Period of extension for eligible foreclosed borrower.
• 43 : Violations, penalties.
• 44 : Creditor's failure to fulfill obligation.
• 45 : Liberal construction.
• 46 : Severability.
• 47 : Regulations.
• 48 : Effective date; term.
• 49 : Report of mortgage foreclosure actions.
• 50 : Six-month forbearance period before foreclosure; definitions.
• 51 : Procedure for serving summons and complaint in an action to foreclose on a mortgage.

We hope you find our tools helpful, please visit www.thelegalassistant.com for further information on our other legal tools and products including LPO compliant legal case management software.